Critical Illness Cover

What is it?

A Critical Illness Plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. It can be added to a life assurance policy as an additional benefit or it can also be taken as a standalone plan.

Who is it for?

This type of plan is designed for those whom would want a lump sum if they were diagnosed with a serious illness. An example of where this lump sum could be used is to repay a loan, mortgage, or perhaps pay for time off work. The lump sum could even be used to pay for any necessary alterations to your home. The quality of cover and the illnesses covered can vary significantly between different providers. We can help you find the plan that meets your current requirements. Having the correct amount of cover and the correct definitions of critical illness is a very important part of arranging this protection. We can help you compare products and then arrange any applications needed to make sure you are properly protected.